SHEGZSABLEZS

Automated Teller Machine: Its Usefulness, Caution & Possible Malpractices. Introduction Obviously, the invention of Automated Teller Machines (ATMs) as brought unprecedented convenience to the banking and computer-literate world. Financial transactions are seamlessly consummated without any need to visit a banking hall. In my Questionnaire; most of the respondents described as hectic, frustrating and time consuming the stress of having to wait for long hours in nerve-wrecking queues in banking halls but the advent of the ATM as unarguably eliminated that. Wikipedia defines an Automated Teller Machine (ATM), Automated Banking Machine (ABM), cash machine, cashpoint, cashline, or colloquially hole in the wall as, 'an electronic telecommunications device that enables the customers of a financial institution to perform financial transactions without the need for a human cashier, clerk or bank teller'. On most modern ATMs, the customer is identified by inserting a pla

TRAFFIC GRIDLOCK IN LAGOS: THE WAY FORWARD Kenneth is a banker; he is in the employment of one of the first-generation commercial banks with branches spread across the length and breadth of the country. The father of three owns a lovely and comfortable Toyota Highlander (2012 Model) but he dares not take his car to work because of the horrible traffic and the terrible roads he must contend with daily. He stressed, " I cannot afford to drive to work anymore, the traffic is terrible and traumatic, I have to leave home very early in the morning and I would still get home very late in the evening, I live in Gowon Estate, very close to the Ipaja-Ayobo road. My bank's branch is along the Allen Avenue axis of Ikeja ". " The roads are hellish, and I have decided to stop taking my car to work because the exhausting routine is gradually taking its toll on my personal health and the general well-being  of my car ."  He concluded. Kenneth is not alone in his

SOCIAL HOUSING AND THE MEGA-CITY STATUS: ISSUES AND PROSPECTS Steve Ayorinde is the Honorable Commissioner for Information and Strategy, Lagos State. In his article titled, “ Gridlock, Congestion and the Mega-city Syndrome ” published by BusinessDay (20 th November, 2015 – Back page), he provides a transparent analysis of how and why Lagos is truly the Centre of Excellence. Hear him, “The attraction to Lagos is not difficult to spot. This is one of Africa’s biggest economies, after Nigeria. The Internally Generated Revenue of the state is bigger than those of 31 other states in Nigeria combined. 90.1% of Direct Foreign Investments of Nigeria berths in Lagos and at $131Billion, this state’s Gross Domestic product is bigger than the economics of 42 African countries combined, so much so that if Lagos state were a country, it would be the 6 th largest economy in Africa, almost at par with that of Angola ($131,401), an oil-producing country and ahead of Morocco’s whose GDP

UNWANTED PREGNANCIES AND THE NIGERIAN SOCIETY; LET’S SAVE   OUR GIRLS. Obviously, unwanted pregnancies are becoming a daily occurrence in this part of the world, the figures are unimaginable, these cases are condemn-able, sex should only be preserved for marriage and married couples only. That is how it should be, that is how God wanted it to be but is that the case? Perhaps, the results of these ugly situations confront us in the eye and events that were viewed as an abomination years before are gradually becoming the norm in this present time of detestable civilization. Long ago, the young wife is deflowered by her legitimate husband only after all the marriage rites are met and perfected. Is that the same way this present day? Causes of Unwanted Pregnancies The importance of proper and complete parenting skills can never be over-emphasized, the home is the first place of learning for every new born, he learns a lot from his immediate environment and his parents